XPOWER
LIQUIDITY KNOWLEDGE BASE

Bank Reserves

Bank cash held at the Federal Reserve.

Definition

Bank reserves are balances that depository institutions hold at Federal Reserve Banks.

Liquidity Rule

Rising reserves are generally supportive. Falling reserves are neutral while abundant, but a fast fall can become a drain or transmission blockage.

Crypto Impact

Crypto tends to respond better when reserves are stable or rising and funding markets are calm.

Bullish Setup

Reserves rising alongside calm funding spreads.

Bearish Setup

Fast reserve drain plus repo or SOFR pressure.

Common Misunderstanding

A small reserve decline is not automatically bearish when the system remains abundant.

Related

Reserves up = add; slow down = watch/neutral; fast down = drain.